I am a mortgage consultant with over 12 years experience in the business and 10 years with current company. I can help you with a new home purchase or refinance an existing home. I also do construction and lot loans, I can help you financing the building of your dream home. I can also offer equity lines of credit for any purpose (debt consolidation, home improvement, college tuition, or just to have for a rainy day). We offer loans on primary, second/vacation, rental or 2-4 unit properties. I am here to make your lending process as painless and simpler as possible.