Welcome to Umpqua Bank! Switch online with our e-Switchkit: Our new e-SwitchKit helps you open your account, set up online banking and move billpay records and payments from your current bank over to Umpqua- all online and even if you're a current customer. A new approach to small business lending: For the past several years, many small businesses have struggled to get the bank loans they need. MainStreet Lending offers a new approach to small business loans, including designated funds and a second review process. Live a normal life, earn an abnormal rate: Don't change a thing. Simply bank like normal to reap the benefits of our high-interest, paperless, no minimum balance hip checking account. Then head out and do what you want to do.